Fintech’s Role in The Future of Real Estate

For various reasons, the real estate sector has not exactly been a trailblazer or quick adopter when it comes to innovation. However, similar to many other industries where regulation and conventional culture can slow down technological adoption, there’s a growing realization and appreciation for the role of fintech in real estate’s future. And that’s significant, given that by adopting fintech, the real estate industry can unlock opportunities that benefit developers, investors, and the entire market.

Fintech, which refers to the technological platforms and innovations that improve financial services, is steadily gaining a place in real estate. This is something that individual investors such as Razi Salih know to be true and are continuously working to make the most of, and this article will take a closer look at fintech in this sector.


The foundational aspects of many real estate investment opportunities involve an initial investment, access to contacts, and market knowledge for decision-making. For some investors, these may be easily accessible. However, a good number might not be so fortunate and therefore miss out on good investment opportunities. Fintech is eliminating these barriers by providing innovations that make it easier for smaller investors to pool resources, be more flexible, and access liquidity that enables them to participate.

The rise of crowdfunding platforms in particular has allowed individual investors to come together and collectively invest, thereby spreading the risks and allowing for diversification.

Real-Time Data

The ability to provide real-time data to users is an advantage many fintech innovations offer their users. This real-time model, when brought into the real estate sector, means that investors and agents can keep track of information as it becomes available, including property availability, pricing, and location. Additionally, the continued growth of analytics and machine learning algorithms means that these models can aggregate multiple data sources and provide insights for informed real estate decision-making.


Through blockchain technology, real estate transactions become much safer, automated, and cost-effective. The use of “smart contracts” effectively ensures that accurate records are available while eliminating middlemen in the transaction process. Blockchain’s transparency means that all actors in a transaction know the details, thereby reducing the risk of fraud or legal issues when a transaction is underway or closed. To investors, having a reliable transaction system boosts confidence and increases the chances of additional investments.