Is Another Fintech Revolution on The Horizon?

Is Another Fintech Revolution on The Horizon?

The silver lining during times of uncertainty and crisis is that they provide opportunities for new ideas, concepts and innovations to take root. For example, the 2008-09 global financial crisis paved the way for fintech (financial technology) start-ups to innovate...
The Progress of Open Banking in the UK

The Progress of Open Banking in the UK

The UK’s Open Banking initiative came into effect in early January 2018 as part of the second Payment Services Directive (PSD2). Its introduction marked a significant milestone for the UK banking industry, with technology at the heart of the initiative and a...
Fintech Trends for 2021

Fintech Trends for 2021

Despite the uncertainty that marked 2020, the fintech (financial technology) industry saw demand for services and solutions rise sharply. In North America, for example, a survey by The Harris Poll and Plaid (a fintech firm) found that close to 60 percent of Americans...
Blockchain’s Impact on Fintech

Blockchain’s Impact on Fintech

Blockchain, the technology that underlies the bitcoin ecosystem, is steadily making advances in the financial industry. Conventionally, the financial world has been seen as ‘slow to the party’ when it comes to innovation, primarily because of its tight regulations....
COVID-19 A Boost for Fintech Solutions

COVID-19 A Boost for Fintech Solutions

In the months following the declaration of COVID-19 as a pandemic and the ensuing lockdown measures that forced new ways of working, the financial technology (fintech) industry has seen an accelerated uptake of solutions. With offices closed and many working from...
Big Data’s Contribution to Fintech’s Growth

Big Data’s Contribution to Fintech’s Growth

The innovations and advancements made in the financial services industry have largely been fuelled by technology. From online transactions to fintech apps and internet banking, technology’s impact is undeniable. However, with the widespread adoption of...