by Razi Salih | Jun 15, 2021 | Fintech
The silver lining during times of uncertainty and crisis is that they provide opportunities for new ideas, concepts and innovations to take root. For example, the 2008-09 global financial crisis paved the way for fintech (financial technology) start-ups to innovate...
by Razi Salih | May 25, 2021 | Finance, Fintech
The UK’s Open Banking initiative came into effect in early January 2018 as part of the second Payment Services Directive (PSD2). Its introduction marked a significant milestone for the UK banking industry, with technology at the heart of the initiative and a...
by Razi Salih | Mar 31, 2021 | Fintech
Despite the uncertainty that marked 2020, the fintech (financial technology) industry saw demand for services and solutions rise sharply. In North America, for example, a survey by The Harris Poll and Plaid (a fintech firm) found that close to 60 percent of Americans...
by Razi Salih | Mar 2, 2021 | Finance, Fintech, Technology
Blockchain, the technology that underlies the bitcoin ecosystem, is steadily making advances in the financial industry. Conventionally, the financial world has been seen as ‘slow to the party’ when it comes to innovation, primarily because of its tight regulations....
by Razi Salih | Dec 22, 2020 | Fintech
In the months following the declaration of COVID-19 as a pandemic and the ensuing lockdown measures that forced new ways of working, the financial technology (fintech) industry has seen an accelerated uptake of solutions. With offices closed and many working from...
by Razi Salih | Oct 9, 2020 | Fintech
The innovations and advancements made in the financial services industry have largely been fuelled by technology. From online transactions to fintech apps and internet banking, technology’s impact is undeniable. However, with the widespread adoption of...
