The Progress of Open Banking in the UK

The Progress of Open Banking in the UK

The UK’s Open Banking initiative came into effect in early January 2018 as part of the second Payment Services Directive (PSD2). Its introduction marked a significant milestone for the UK banking industry, with technology at the heart of the initiative and a...
Investing in Real Estate

Investing in Real Estate

With the right approach, investing in real estate can be a rewarding decision that diversifies an investor’s portfolio and provides a consistent income stream. While this is the goal of every individual who considers real estate, the trouble is that many don’t know...
Fintech Trends for 2021

Fintech Trends for 2021

Despite the uncertainty that marked 2020, the fintech (financial technology) industry saw demand for services and solutions rise sharply. In North America, for example, a survey by The Harris Poll and Plaid (a fintech firm) found that close to 60 percent of Americans...
Blockchain’s Impact on Fintech

Blockchain’s Impact on Fintech

Blockchain, the technology that underlies the bitcoin ecosystem, is steadily making advances in the financial industry. Conventionally, the financial world has been seen as ‘slow to the party’ when it comes to innovation, primarily because of its tight regulations....